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    Miy dim - moya fortetsya

    Home property insurance

    PROPERTY INSURANCE PROGRAM FOR INDIVIDUALS
    MIY DIM - MOYA FORTETSYA

    Home is one of the main components of our life. We return here every evening, it is here that we draw our vital forces and rest from the whirlwind of events. Therefore, each of us tries to make our home as comfortable and cozy as possible. Making good repairs, buying furniture and household appliances, every owner has thought more than once about how to preserve and protect his property in unforeseen cases. But now it has become easy to do this by using the insurance program from GRAVE UKRAINE.

     

    Types of property that can be insured

    Real Estate
    Real Estate

    Buildings, structures and premises (without decoration), including all structural elements and communication systems, extensions and superstructures, engineering systems inside the structural elements (including sanitary and technical, heating and cooling/air conditioning equipment, water treatment systems, water pipes, electrical wiring, etc.), as well as windows and doors that go outside the building

    Decoration
    Decoration

    Covering of walls (both internal and external), ceilings, floors, including plaster, cement screed, fireplaces, filling door and window openings (including window and door frames without glass), technical, sanitary and kitchen equipment, namely: bathtubs, washbasins, toilets, mixers (faucets), hoods, saunas, showers, steam rooms, water purification systems (if used locally), air conditioning and ventilation systems, etc

    Movables
    Movables

    Any movable property located within the insured building or structure (or part thereof), other than basements and storage rooms, and intended for private use

    Ground section
    Ground section

    A part of the earth's surface, which has fixed geometric and legal boundaries, is characterized by a certain location, natural properties, physical parameters, legal and economic status and is the basic unit of the land cadastral register

    The main risks that the «Miy dim – moya fortetsya» program protects against

    Fire
    Fire

    Lightning strike
    Lightning strike

    Explosion
    Explosion

    Additional risks protected by the «Miy dim – moya fortetsya» program (optional)

    Natural disasters

    Storm, hurricane, hail, downpour, landslide, subsidence, avalanche, earthquake, flood

    Effect of liquid
    Effect of liquid

    Spilling of water, hot or cold, that has spilled out of purpose from the internal water supply, sewage, heating system of the premises, fire extinguishing system, ingress of water from neighboring premises

    Illegal actions of third parties
    Illegal actions of third parties

    Destruction or damage to insured property as a result of theft, robbery, robbery or intentional destruction and damage to property

    Features and additional benefits of property insurance in Grawe Ukraine

    Insurance without determining the actual value of the property

    When concluding an insurance contract under the "Express" option, the insured amount is determined by the Insured without determining the actual value of the property, which greatly simplifies the procedure for concluding an insurance contrac

    Free examinations of damaged property

    Examination of damaged property at the expense of the insurance company

    Reimbursement without a certificate from state authorities

    Making an insurance indemnity for the "Battle of Glass" insurance case without a certificate from state authorities

    Insurance payments to client without documents from competent state authorities

    The possibility of payment of insurance compensation in the amount of up to UAH 3,000. (after deducting the unconditional deductible) without documents from competent state authorities (except for the risk of illegal actions by third parties)

    Free risk insurance "Battle of Glass"

    When insuring a full package of risks, risk "Battle of Glass" with a reimbursement limit of UAH 3,000.00. is free

    Installment payment

    The insurance payment can be made in installments

    Discount

    Discount for continuous extension of the insurance contract, provided there are no losses

    Insurance options

    "Express" option
    "Express" option

    A quick and convenient option of the property insurance program, which allows acceptance for property insurance without inspection and photography, for a fraction of its full value, and is intended for policyholders who want to protect their property against minor losses

    "Classic" option
    "Classic" option

    The property insurance program option, based on the classic approach in property insurance with a mandatory inspection of it, for its full value and intended for policyholders who wish to protect their property against any damage

    "Mortgage" option
    "Mortgage" option

    Real estate insurance pledged to the bank

    "Third party liability insurance" option
    "Third party liability insurance" option

    Protection against damages that may arise as a result of harm to life, health or property of third parties (used only in combination with the "Express" or "Classic" option)

    Important insurance details

    Contract term
    Contract term

    The contract can be concluded for a period of 3 to 12 months

    Territory of the agreement
    Territory of the agreement

    • Ukraine
    • The place of insurance is the address of the insured property specified in the insurance contract

    Insurance amount
    Insurance amount

    It is defined as the actual value of the insured property and depends on the object of insurance, selected risks and other factors

    Insurance payment
    Insurance payment

    It is calculated individually and depends on the actual value of the property, the amount of the franchise, the term of the contract, the presence of additional security systems, payment installments

    Example

    What can be insured?

    Insurance amount, UAH

    Payment, UAH for a year

    Interior decoration (renovation)

    50 000

    200

    Movable property (furniture, equipmen)

    30 000

    150

     Flooding is your fault

    30 000

    150

    Amount 1

     

    500

    Interior decoration (renovation))

    100 000

    350

    Movable property (furniture, equipmen)

    50 000

    160

    Flooding is your fault

    50 000

    160

    Amount 2

     

    670

    Interior decoration (renovation)

    200 000

    450

    Movable property (furniture, equipmen)

    100 000

    250

    Flooding is your fault

    100 000

    250

    Amount 3

     

    950

     

    Apply for insurance +380 44 247-68-03

    Services

    Online payment of the insurance payment

    Payment of the insurance payment can be made with the help of MTB Bank. The commission fee is 0.5%

    GRAWE UKRAINEMiy dim – moya fortetsya